Credit Card Designed for Immigrants

Transitioner helps immigrants get their first U.S. credit card without the barriers of traditional credit systems start building your credit today.

Why Transitioner?

We know how hard it can be to start building credit in a new country. At Transitioner, we’re changing that. We offer a credit card designed specifically for newcomers with no U.S. credit history or Social Security Number required.

No hidden fees, ever

No surprises, just straightforward credit building.

Use your international credit history

We accept your home country’s credit score for approval.

For Students, Workers, and Travelers

Whether you're studying, working, or traveling, Transitioner has you covered.

Build your credit from day one

Start building your U.S. credit history from the moment you get your card.

About Us

We built Transitioner Because We Were Once You:

Our founders arrived in the U.S. with dreams, but no credit history. It took us months - and sometimes rejections - to get our first credit cards. Transitioner was built to change that and let you know you are not alone.

What We Do

Financial Literacy

Learn how to build credit, manage debt, and understand the banking system

Card Issuance

We provide a U.S. credit card on arrival without requiring U.S. credit history, SSN, or co-signer.

Lifetime Value Services

We support you through your financial journey as you transition from first credit card to car loans, student loans, mortgages.

Get Early Access to Transitioner

Testimonials

What Our Client Say About Us

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Ready to Build Your U.S. Credit? Sign Up for Early Access!