Transitioner was born out of the founders’ own struggles with building credit in the U.S. When one of our founders arrived with dreams and no credit history, it took over a year to get approved for a basic credit card. This experience sparked the idea for a solution that would make it easier for immigrants to begin building credit from day one.

Our goal is simple: we want to make it easier for newcomers to get the financial services they need to succeed in their new country. We know what it’s like to face rejection because of a lack of U.S. credit history—we built Transitioner to ensure that no one has to wait months or face unnecessary barriers.