How Transitioner Works

Step 1:

Sign Up in Minutes No SSN Required

Sign up quickly with your passport or visa documents. No U.S. SSN needed to get started, making it easier for newcomers to build credit right away.

Step 2:

Connect Your International Credit Profile

We review your international credit history and verify documents like your student or work visa to assess your creditworthiness.

Step 3:

Use Your Transitioner Card Anywhere

Once approved, use your card for purchases wherever major credit cards are accepted, helping you start building credit from day one.

Step 4:

Build U.S. Credit with Every Swipe

We report your card usage to major credit bureaus, helping you build a U.S. credit score with responsible use, increasing your credit limit over time.

For Students

Get approved with your I-20 or F-1 visa and school email. Start building credit without needing a U.S. credit history or SSN.

For Workers

Use your work visa or employer verification to get approved and start building credit while you work in the U.S.

For Travelers

We offer flexible limits and budgeting tools to help you build credit, whether you're here temporarily or long-term.

Ready to Build Your U.S. Credit? Sign Up for Early Access!